The FIO Report on Insurance Regulation: Looking beyond the cover | Deloitte US | Insurance


The FIO report on insurance regulation

Looking beyond the cover

The eagerly anticipated Federal Insurance Office (FIO) report, How to Modernize and Improve the System of Insurance Regulation in the United States, was released on December 2013 to relatively mild reaction from the industry, but the long-term impact may be greater than expected.

Perspective on the FIO report

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​The December 2013 issuance of the Federal Insurance Office (FIO) report, How to Modernize and Improve the System of Insurance Regulation in the United States, may in hindsight be regarded as more momentous an occasion for the industry and its regulation than the muted initial reaction might suggest.

Although insurers may feel relieved of the immediate impact of the FIO report, they may need to consider evolving views on governance, risk management, compliance, and capital management to prepare for potential increased focus by regulators in the long run.
Having met with the FIO’s leadership team both before and after the release of the report, Deloitte provides inside perspective and key takeaways in The FIO report on insurance regulation: Looking beyond the cover.
Topics include:

  • Concerns and cost of state regulation
  • The need to streamline and rationalize producer licensing and market conduct regulation
  • Standardizing product approval
  • Innovation in rate regulation
  • External drivers influencing the regulatory future

More topics

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