Solutions

Financial services economics and policy advisory

Shaping financial services

Deloitte Access Economics’ financial services team provides independent economic analysis and delivers trusted policy advice to clients in banking, insurance, payments, superannuation and government.

How can we help you?

Our financial services team draws on deep sector experience and financial markets regulation and policy development expertise to deliver independent economic analysis and trusted policy advice to our clients in Australia and Asia. We have expertise in all areas of economic policy and financial regulation, including competition policy, prudential regulation, and disclosure and market conduct matters. We can leverage Deloitte’s global financial services network to help you keep abreast of emerging issues.

We can offer you trusted analysis and advice that is tailored to your audience, including:

  • Tailored research and analysis of how economic policy and reform, financial regulation, and key macroeconomic trends affects your business
  • Independent, evidence-based analysis to support your submissions to Government inquiries and industry consultations with regulators and policymakers
  • Robust qualitative and quantitative analysis of the economic benefits and costs of financial innovation and regulatory change
  • Thought-leadership on how megatrends, such as digital disruption, demographic change and globalisation are shaping the financial landscape.

Who have we worked with?

Deloitte Access Economics understands that our clients have a diverse range of requirements, and ensure each engagement is tailored to their unique circumstances. We have assisted corporate, government and not-for-profit clients in Australia and overseas, including:

  • Financial services industry peak bodies
  • Major commercial banks and regional ADIs
  • Non-bank financial institutions
  • Investment banks
  • General, life and health insurers
  • Card schemes and other payment system providers
  • Funds managers.

We have assisted State and Commonwealth governments and regulators at all levels and our analytical capability and reputation for independence is respected and trusted by government. We have also worked with industry clients on the Murray Financial System Inquiry and assisted them in consultations with APRA, ASIC, the ACCC, the RBA, Treasury and other official sector bodies.

Competition in retail banking

March 2014

The Australian Bankers’ Association has commissioned Deloitte Access Economics to undertake an independent review of the state of competition in the Australian retail banking sector.

Maximising superannuation capital

June 2013

The Association of Superannuation Funds of Australia commissioned this report to explore the basis, if any, for these concerns and to determine whether Australia’s superannuation system is meeting its primary objective of helping individuals to fund their retirement.

Examples of reports completed for clients

  • Assisted and advised the Insurance Council of Australia on their submission to the Financial Services Inquiry (2014)
  • Reports for Visa on the benefits of pre-paid government cards in Australia (2012) and the Philippines (2014)
  • An analysis for the NSW Business Chamber of the difficulties small and medium-size enterprises face in securing access to capital and what might be done to improve the level of access (2013).

Contact us

Ian Harper

Ian Harper

Senior Advisor, Deloitte Access Economics

Ian Harper is one of Australia’s best known economists. In May 2016 he was appointed to the Board of the Reserve Bank of Australia and recently chaired the Federal Government’s Competition Policy Revi... More

Dr Ric Simes

Dr Ric Simes

Director, Deloitte Access Economics

Dr Ric Simes has extensive knowledge in public policy, governance, finance, econometrics, economic analysis and strategy. Ric has led numerous projects in the digital economy, financial services, clim... More

Mike Thomas

Mike Thomas

Director, Deloitte Access Economics

Mike is an experienced economist with broad-based expertise gained over more than two decades of practice. Mike joined Access Economics (now Deloitte Access Economics) in 2007, after 15 years working ... More