Dynamics of Australian Super


Dynamics of the Australian Superannuation System

The next 20 years to 2038

As superannuation balances continue to increase in both size and importance, and as individuals can expect to spend around 20 years on average in retirement, financing their retirements is an imperative for individuals, business and governments.

In this edition of the Dynamics of the Australian Superannuation System Deloitte Actuaries model the next 20 years of Australia’s superannuation system and consider:

Size: The size of Australia’s total superannuation assets now and into the future.

Sectoral growth: How market segments are likely to grow pre and post retirement.

Demographics: The shifting demographics and longevity in an ageing population.

The economy: The dominance of superannuation assets relative to GDP and Australian share investments.

Dynamics of the Australian Superannuation System

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Funds must respond to a climate of constant change given the latest regulatory developments and improvements in fund governance and cultures.

Customer centricity

Funds need to refine their systems and processes to ensure an increased and more directed focus on member outcomes and customer experiences.


There remains an enduring trend of consolidation, both of funds themselves, and amalgamation of member accounts.


Funds will continue to need to meet both robust and demanding compliance obligations.

View our Dynamics of the Australian Superannuation System infographic

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