Portfolio Lead Advisory Services

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Portfolio Lead Advisory Services

Strategic advice on portfolio optimisation, deleveraging and loan portfolio transactions

Portfolio lead advisory services (PLAS) help financial institutions to optimise their lending portfolios through the review of loan portfolios and the divestment of non-core or low return portfolios.

Challenges facing financial institutions

In the face of emerging regulatory and accounting changes affecting the financial services sector, banks face an uncertain future. The key challenges ahead include implementing AASB 9 and Basel IV; on-going regulatory changes by APRA including lending limits and capital hurdles; and the outcomes of the Royal Commission.

Now is the time for Australian financial institutions to review their lending portfolios to redefine their core business and products and understand legacy products or asset classes and the returns achieved.

Portfolio sales are an opportunity for banks to deleverage their balance sheet, improve returns on equity, and simplify their operations.

How Deloitte can help

  • Strategic advisory: Assist financial institutions in all phases of the deleveraging and divestment process from divestment strategy development and exploring options through to implementation and value maximisation.
  • Sell-side advisory: Full service advisory to vendors of loan portfolios from strategy and portfolio preparation to sales execution; Situational and strategic options analysis enabling management to understand: Portfolio selection, Balance sheet and capital impact, Profit and loss implications, Tax matters, Critical success factors and International investor requirements.
  • Buy-side advisory: Assist loan portfolio buyers in all stages of the acquisition process, from pre-data room stage through to closing and post-deal servicing, including: Pool stratification and statistics, Credit file and due diligence, Key asset summary and preparation, Investment committee presentation and Confirmatory due diligence.

Contact us

David McCarthy

David McCarthy

Managing Partner, Financial Advisory

David is the National Leader of Deloitte Restructuring Services and has over 18 years of experience working with corporates, investors and financiers in operational and financial restructurings. David... More

James Chown

James Chown

Director, Financial Services M&A

James is an experienced M&A professional who specialises in advising corporate and private equity clients on transactions in the financial services sector. James' experience includes due diligence, ca... More

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