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Insurance Stress Test 2014

Europe-wide stress test for the insurance sector

In order to fulfil one of its main responsibilities, supporting the stability of the financial system, EIOPA launched a Europe wide insurance stress test on 30 April 2014. The stress test allows EIOPA to monitor and identify trends, potential risks and vulnerabilities stemming from the micro-prudential level, across borders and across sectors.

Comparison with previous stress tests

The 2014 stress test is already the third stress test organized since EIOPA’s foundation in 2011.

We have compared the specifications of the 2014 stress test with the previous stress tests.

The scenarios tested during those different stress tests can also be a valuable input for insurance companies in the context of the stress testing to be performed for the Forward Looking Assessment of Own Risks (FLAOR) or for the Own Risk and Solvency Assessment (ORSA).

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