Banking & Capital Markets

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The era of Open Banking

Five considerations for developing an Open Banking framework

Open Banking has the potential to reshape the future of the financial services industry. However, realizing its full potential will require prudent thinking on its design, applications, and implications.

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Lessons learned during COVID-19

A Canadian banking study

The global pandemic has thrust change upon the Canadian banking system at a pace not seen before. The response to COVID-19 has necessitated much more effective ways of working—demonstrated in real time—and there is now little appetite to go back to “business as usual.”

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COVID-19: Data-driven approaches for managing mortgage fraud risks heightened by the pandemic

Toward recovery

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Canadian retail banking in the age of COVID-19

Scenarios for resilient leaders

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COVID-19: The impacts on global residential mortgage markets

Immediate effects and ongoing challenges

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COVID-19: Six actions for mortgage lenders in Canada

Toward recovery

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Maintaining resilience in the payments ecosystem

The response to and recovery from COVID-19

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A roadmap to responsible innovation with AI in financial services

Navigating uncharted waters

World Economic Forum and Deloitte explore the risks inherent in deploying artificial intelligence in the financial sector, as well as strategies for mitigating them.

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The cloud imperative

Banks can improve business agility through cloud-powered transformation

Banking is undergoing profound shifts as it deals with many challenges: new market entrants and Big Tech making inroads into the space, open data initiatives, margin pressures and more.

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The next generation of data-sharing in financial services

Use privacy enhancing techniques to unlock new value

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Creating an open banking framework for Canada

Considerations and implications of key design choices

In this paper, we review the open banking landscape nationally and around the world to help Canada make informed decisions on the design of an open banking framework.

To reap the benefits of open banking without exposing consumers—and the financial system as a whole—to undue risk, stakeholders must carefully consider how to design an open banking framework for Canada. This paper explores how.

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How artificial intelligence is transforming the financial ecosystem

The New Physics of Financial Services

Artificial intelligence (AI) is significantly changing the traditional operating models of financial institutions, shifting strategic priorities, and upending the competitive dynamics of the financial ecosystem.

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2019 Banking Industry Outlook

Optimism for banking and capital markets