Financial institutions globally are seeking to grow revenue, manage risk and capital and reduce costs as they continue to look to improve return on capital. Insurance organizations are looking to improve the strategic input from their actuarial departments. Deloitte’s actuarial capabilities include all aspects of actuarial consulting, including financial reporting, actuarial analysis, financial modeling, capital and risk modelling, valuation, mergers and acquisitions, product development, strategy and reinsurance. We also assist insurance organizations in the modernization of their actuarial operating model to meet the challenges the industry faces today. We work with C-suite Executives in many of the world’s largest financial services providers in Life, Property & Casualty and Health insurance, and the Banking sector, assisting them to make decisions aligned with greater understanding of the trade-offs they are facing.