Steve, a specialist leader in the Advanced Analytics and Modeling practice, Deloitte & Touche LLP, is a fellow in the Casualty Actuary Society and Member of the American Academy of Actuaries, with more than 20 years in the insurance industry, and more than 15 in consulting. He now works for the Audit Innovations Group of Deloitte & Touche. His areas of expertise include data science and analytics, predictive modeling, price optimization, and property/casualty actuarial. He has served insurance clients in insurance companies, governmental entities, and self-insurance trusts. He also has experience with governmental organizations, and retail, pharmaceutical, automotive, and telephone companies.