Fintech for All, Fintech for Good

In recent times, corporate finance is expanding its scope, driven by a growing debate on the relationship between sustainability and investment strategies. Apart from the objective of maximizing profits, the inclusion of ESG criteria - environmental, social, governance - in investments and operations is growing.
A new Deloitte research – in collaboration with TIRESIA - Politecnico di Milano, Fintech District and FTS Group – highlights the meeting point between fintech and sustainability, analyzing a database of 485 “Fintech for Good (F4G)” companies to understand how they create value by incorporating social and environmental impact into their business model.

The market segments in which Fintech for Good operate

In terms of distribution of F4G companies, these are mostly present in the "Digital banking", "Payments" and "Investment" sectors, with 24%, 20% and 19% of the sample respectively. These operate in both advanced and emerging economies, revealing the globality and widespread diffusion of the phenomenon.

The potential impacts of F4G on the financial sector

A first effect of this diffusion is the "democratization" of financial services. These companies can extend access to financial services to underbanked individuals and families. The potential to create value emerges by combining the accessibility of technology and social need. Furthermore, the enabling role of technologies such as artificial intelligence and blockchain makes Fintech for Good attractive to incumbents but also to impact investors and impact venture capitalists.

Download the report to discover all the insights from the research.