Pension Advisory Services

Changes in pension systems, the vast array of products, and reforms to the associated legislation are emerging as critical issues for senior management of any business. In Japan, where the growing issue of the aging population is prompting pension reforms, effective pension strategies are of paramount importance.

Effective design and implementation of a pension system play a key role in delivering a business strategy in a cost-effective manner. Our Pension Advisory Services specialists work closely with you to design plans that reflect your business goals.

Designing a pension plan 

Today's employers encounter an array of complex pension plans, choices in providers, and strategic financial decisions. Our in-depth experience in designing all types of benefit plans, from accumulated point plans and defined contribution plans to hybrid plans, allows us to align the plan design process with your broader financial and human resource objectives and find the optimal pension solution for your business needs. Our process considers: a) financial implications, such as the impact on liabilities/expenses and interest rate sensitivity analysis; b) human resources strategies, such as retaining talent, guarantee of income after retirement, employee needs and plan consensus; and c) the resulting impact to company administration.

We can provide assistance with:

•Plan design

◦Designing retirement benefit plan
◦Ongoing plan management

•Portfolio consulting

◦Pension fund asset & liability management

◦Service provider search and selection

•Communication

◦Employee-communication support

◦Investor relations (IR) support

•Evaluation

◦Actuarial evaluation of pension liabilities and expenses