Deloitte Banking Union Supervision Survey

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Deloitte Banking Union Supervision Survey

The view from the industry

Deloitte’s annual Banking Union Supervision Survey asks banks about their experiences of the Single Supervisory Mechanism (SSM) and the changing supervisory and regulatory landscape. The resulting insights enable banks to benchmark their strategies for responding to the SSM and understand best practice, and provide supervisors and policymakers with a clear industry perspective.

Executive Summary

This year, the survey examined in particular how supervisory relationships have continued to evolve; the organizational impact on banks; and technical issues regarding supervisory activities and regulations, as borne out by the Supervisory Review and Evaluation Process (SREP) and on-site inspections (OSIs). The results of the survey highlight in part the continuation of trends observed last year, as supervisory processes have matured, and banks have refined their supervisory engagement strategies. At the same time much remains in development, not least because of the growing importance for banks of supervisory actions as the regulatory framework stabilizes.

This article sets out highlights from the survey and puts them in the context of broader developments—in particular, through the lens of the supervisory approach, business model analysis (BMA) and supervisory priorities for the year ahead—three topics that we keep coming back to in our conversations with clients.

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Inside Magazine Risk Global edition, February 2018

Inside is Deloitte’s quarterly magazine offering an exclusive insight into best practices, trends and opportunities faced by our clients across all industries.

Inside focuses on the main hot topics relevant for the market (Asset management, Banking, Insurance, Public sector, Healthcare, Private equity, Real estate, TMT, Manufacturing and consumer business, Transport and logistics).

PDF - 17mb
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