Banking business models of the future


Banking business models of the future

Executive Summary

Banking is undergoing a significant change and all current business models are under scrutiny. Digitization is the most significant of several universal trends and disruptive new entrants may fundamentally change the competitive environment. We have identified three potential scenarios for the banking of the future and believe that now more than ever, banks need to choose a strategic business model and adapt it in accordance with the prevailing scenario. In light of these choices, banks must take action today to be prepared for tomorrow.

Digital disruptions challenging the traditional role of banks

New technologies are radically changing the traditional banking business model. From the way banks interact with customers to the way banks manage their middle and back office operations, technological innovations are challenging traditional processes across the entire value chain.

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Performance magazine issue 20, January 2016

Performance is a triannual digest, dedicated to investment management professionals, which brings you the latest articles, news and market developments from Deloitte’s professionals and clients.

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