Deloitte and Avaloq


Deloitte and Avaloq

Leading the way in digital banking transformation

Deloitte and Avaloq: leaders in digital banking transformation

A successful core and digital banking implementation requires a deep understanding of the selected platform, proven delivery success in front-to-back system implementations and digital channels, and an inherent knowledge of regulatory considerations. Deloitte and Avaloq work together to offer these elements within one team.


Regulatory experience

Our team has deep financial services, regulatory and compliance knowledge. Our relationships with regulators will help you navigate the possible implications of the selected system and process change without any unnecessary burdens or complexity. Our subject matter experts (SMEs), who have extensive experience with Europe’s largest financial institutions, can guide you through all relevant regulatory matters to achieve a compliant-proof solution, including cloud aspects.

strategy validation

Avaloq experience

Deloitte has delivered multiple large-scale Avaloq implementations across the globe, from strategy definition to implementation and post-go-live support. We are also investing in innovative proofs of concept that leverage Avaloq technology, and leading fintechs with new integration standards in an open banking world.

mergers & acquisitions

Core banking transformation and digital experience

Our local team is seasoned in core front-to-back banking implementations, and its capabilities and expertise covers the entire delivery lifecycle from inception to operations. We combine our banking expertise with our strong digital service offering that is integrated into all core banking transformation offerings, from digital strategy to UX design definition and implementation.

How can we help your organization?

Our combined Deloitte-Avaloq service offering encompasses all the dimensions of digital banking transformation - from strategy definition to implementation.

Strategy and business case

  • Vision and strategy definition
  • Enterprise architecture strategy
  • Digital strategy
  • Existing system health check
  • Digital bank setup
  • Business case creation
  • Benefits realization
  • Target operating model definition (including outsourcing aspects)
  • Regulatory filings

Vendor management

  • Vendor and market analysis
  • Vendor selection and proof of concept
  • Contract negotiation

Implementation and upgrade support

  • Functional and non-functional requirements gathering
  • Functional/technical design
  • Architecture definition
  • Data migration (analysis, design, build and test)
  • Change management, including process design
  • Stakeholder management
  • Training

System integration

  • API strategy and fintech scouting
  • Integration analysis, design, build and test
  • Software configuration
  • Custom software development
  • Business process management
  • Enterprise content management

Program management and PMO

  • Program planning and execution
  • Dedicated project management office (PMO) and program management
  • Project setup
  • Project management


  • Dedicated testing practice
  • Access to reporting/defect management tools
  • Functional testing
  • System testing (including performance)
  • Integration testing
  • User acceptance testing
  • Penetration tests

Why Deloitte?

Our multidisciplinary team of specialists makes us the perfect partner to lead your organization through the digital transformation process. We offer:

  • Wide and in-depth client knowledge
  • Experience and know-how across multiple industries
  • Long-validated methodologies
  • An innovative, collaborative and value-added approach
  • A broad local and global team of experts



Patrick Laurent

Patrick Laurent

Partner | ACG Leader & Innovation Leader

Patrick joined Deloitte as partner in 2011 and was promoted to the Executive Committee in 2018. Patrick heads the Advisory & Consulting Group (ACG) and is the Firm Innovation Leader. He has extensive ... More

Julien Schaffner

Julien Schaffner

Director | Industry Solutions Digital Banking

Julien has more than 17 years' experience in the Financial Services and Capital Markets industries, supporting Deloitte’s clients, transforming their business and operating model to adapt to the new d... More