Michael Cravatte

Partner | Insurance Leader

Michael Cravatte

20 Boulevard de Kockelscheuer




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Michael joined Deloitte Luxembourg’s strategy and operation team in 2011.

He holds a strong expertise built on more than 15 years of experience in the insurance, reinsurance and pension fund industry acquired in Luxembourg and abroad.

Throughout his career, Michaël has had the opportunity to implement new insurance operating models and deliver large business & IT transformation programs. Michaël has also developed a sound track record in all regulatory related activities at strategic and operating levels for (re)insurer and pension funds.

Michaël has led Solvency II programs for Life and Non life insurance groups across Europe. He also led couple of core system transformation programs for the insurance industry.

Over the last 15 years, Michael developed a strong regulatory expertise around the insurance, reinsurance and pension fund industry. He is leading the Solvency II and IORP initiatives for Luxembourg.

Currently, Michael is leading the PRIIPs and IDD advisory services offering for Deloitte Luxembourg.

Michaël has developed credentials that position him as a recognized expert in local and international regulatory matters regarding the insurance and pensions sectors, on which he is regularly consulted by professional.

Before joining Deloitte, Michael was Consolidation manager for the main Luxembourg insurance Group. During this period, he was in charge of the consolidation department, IFRS transition as well as the optimization of the overall finance function, including fast close processes, implementation of controlling function, and review of the budgeting process.

Michael Cravatte