Financial crime services

Helping our clients to prevent financial crime

Against a backdrop of an increasingly sophisticated global criminal economy, organisations continue to face significant regulatory, social and commercial pressures regarding how they manage their exposure to evolving financial crime risks.

In light of increased regulatory disruption, with censure, punitive fines and reputational damage from enforcement actions, organisations need to demonstrate a robust approach to deterring, detecting and responding to money laundering and terrorist financing activity.

We provide financial crime advisory and managed service solutions to help your business become more effective and efficient at meeting your regulatory obligations.

Our services

AML risk framework advisory and implementation

Advise on the design and assist with the implementation of an effective and value adding risk-based approach. We support our client develop data driven and organisation specific business risk assessment (BRA) methodologies and BI solutions for day-to-day monitoring of key risk indicators. We advise on the design of an end-to-end risk-based approach covering customer, jurisdiction, product and industry risk assessment methodologies.

Compliance programme and health checks

Assess design, implementation and effectiveness of your anti-money laundering/combating the financing of terrorism (AML/CFT) and sanctions monitoring framework against the latest regulatory guidelines. We support governance bodies, the internal audit function and the Money Laundering Reporting Officer (MLRO) to independently evaluate the strength of the organisation’s systems and controls; whether it is for internal evaluation or to meet requirements of external stakeholders.

Bespoke learning and seminars

Provision of bespoke learning to staff according to their role. Our programmes are built around the organisation’s specific needs and delivered by trained individuals with theoretical and practical knowledge on AML/CFT, sanction monitoring and risk management.

Process re-engineering and optimisation

Advise on process re-engineering to enhance effectiveness whilst reducing cost of compliance. Recommend scalable technology solutions throughout the customer life cycle. Our multi-disciplinary team has extensive experience with the implementation of both proprietary and vendor financial crime solutions including customer onboarding, know your customer (KYC), due diligence and transaction monitoring that leverage case management, analytics, robotic process automation and AI technologies.

Financial crime managed services

We offer managed services through local and offshore Financial Crime Competence Centres which can assist your organisation with:

  • Outsourced know your customer services (Onboarding and enhanced due diligence)
  • Outsourced sanctions, politically exposed persons and adverse media.
  • Outsourced transaction monitoring alert clearing.
  • Quality control and assurance (QC/QA).


Ian Coppini

Ian Coppini

Risk Advisory Business Leader

Ian leads the Risk Advisory business in Deloitte Malta, a position he has held since 2019 following 18 years working as an audit practitioner within Deloitte’s Audit & Assurance business. In his role ... More

Cheryl Grech

Cheryl Grech

Senior Manager

In 2020, Cheryl joined Deloitte’s Risk Advisory Business in Malta within the Regulatory and Legal Support team, where she has led number of engagements supporting clients operating in the financial se... More

Prathna Bagwandeen

Prathna Bagwandeen


In 2021, Prathna joined Deloitte in Malta as a Manager within the Risk Advisory Business. While having a specialised focus in financial crime compliance, part of Prathna’s experience involves, but is ... More