Prathna Bagwandeen

In 2021, Prathna joined Deloitte in Malta as a Manager within the Risk Advisory Business. While having a specialised focus in financial crime compliance, part of Prathna’s experience involves, but is not limited to, regulatory compliance and providing clients with end to end compliance solutions based on generally accepted compliance practices. She is also an admitted attorney of the High Court of South Africa with litigation experience in family law.

Prathna has extensive international (Africa and United Kingdom) experience in anti-financial crime regulatory compliance, with a focus on anti-money laundering, countering terrorist financing and sanctions. She has been involved in multiple regulatory, control and policy reviews for a number of global financial institutions and has also been placed on various secondments to assist in-house AML/CFT and Sanctions compliance teams.

Her experience also includes advising financial institutions, telecommunication companies and non-profit organisations on their compliance obligations under different regulatory regimes. She has strong knowledge and experience in customer due diligence (CDD) remediation (natural and corporate), transaction monitoring analysis and the application of the risk based approach.

Prior to joining Deloitte in Malta, Prathna was also assisting two newly established digital banks in South Africa with their financial crime compliance regime, which afforded her the opportunity to conduct AML/CFT financial control (design and operational effectiveness) monitoring together with the drafting of financial crime policies and standards for “NextGen” banking.