Australian Mortgage Report 2013 has been saved
Australian Mortgage Report 2013
Leveraging the opportunities
Mortgage lending in 2013 for Australia will be one where lenders have to decide how to leverage their mortgage operations as credit lending growth continues to slow.
Mortgage lending in 2013 for Australia will be defined by how lenders leverage their mortgage operations as credit lending growth continues to slow. With growth forecast to be sub 5% across the market for outstanding mortgages, the differentiation will be in how lenders choose to balance market share and earnings growth.
In our eighth annual Australian Mortgage Report, Deloitte banking partners James Hickey and Graham Mott facilitate a roundtable comprising representatives from the Commonwealth Bank of Australia, Westpac, AMP Bank, Aussie, HSBC, Mortgage Choice, CUA, Genworth, Firstfolio and Pepper Home Loans.
In a frank discussion these heads of mortgages, CFOs, COO and CEOs share their views on the market outlook for 2013 and beyond. They give insights on current trends in mortgage market competition, margins, operations, consumer sentiment and appetite, as well as distribution.
Deloitte Partners and Directors have authored a point of view around each of these six sections including ways to promote efficiency and productivity in Australia’s financial system without compromising innovation and stability. We cover the funding challenges for major banks and non-banks, the fact that customers have changed as well as the distribution landscape, and include a provocative digital mortgage though piece.
As mortgages contain such a key banking relationship with the customer, they offer a real opportunity to drive more targeted relationship activities.
For more information and a conversation around the report please contact your Deloitte representative. For general enquiries please contact Deloitte Marketing.