Prachi Ashani, from Deloitte Services India Pvt. Ltd., is a senior analyst at the Deloitte Center for Financial Services focusing on the insurance sector. Using secondary and survey-based data, Ashani has contributed to several Deloitte Insights articles, including the 2019 insurance outlook: Insurers could benefit from economic trends, but longer-term challenges call for transformation and The state of cybersecurity at financial institutions: There’s no “one-size-fits-all” approach. Additionally, she coauthored Tapping into the aging workforce in financial services. She is based in Mumbai, India. Connect with her on LinkedIn at www.linkedin.com/in/prachiashani/.