Bank board governance

Urval Goradia

Urval, Deloitte Services LP, is a senior market insights analyst at the Deloitte Center for Financial Services. Urval researches and writes on a broad range of themes in banking and capital markets, including strategy, risk, and regulation, with a specific focus on performance imperatives. Before joining Deloitte, he was a credit analyst covering financial institutions at the Fitch Group. Goradia is a CFA charter holder.

Lincy Therattil

Lincy Therattil, of Deloitte Services India Pvt. Ltd., is a manager at the Deloitte Center for Financial Services. Over the last decade, she has been involved in several banking and securities research projects covering a broad range of topics, including strategic and performance issues at retail and commercial banks. Specifically, Therattil is focused on analyzing the impact of technological innovations and risk on the financial marketplace.

Val Srinivas

Research Leader, Banking & Capital Markets

Val Srinivas is the banking and capital markets research leader at the Deloitte Center for Financial Services. He leads the development of our thought leadership initiatives in the industry, coordinating our various research efforts and helping to differentiate Deloitte in the marketplace. He has more than 20 years of experience in research and marketing strategy.