Bank Regulation

Against this backdrop, Boards and Senior Management need assurance over their compliance with regulatory requirements, to meet with regulators’ expectations and discharge their responsibilities under the Senior Managers and Certification Regime.

Our specialists help companies stay ahead of emerging prudential, CASS and conduct regulatory changes in the UK, EU and globally, assess the impact of forthcoming regulatory changes, and achieve optimal and efficient use of regulatory capital and liquidity resources.

Since the rise of digital technology and alternative banking solutions, we work with a range of market entrants throughout the end-to-end process to meet regulatory approval. We also help companies comply with regulatory requirements by leveraging technology and increasing process automation.

The purpose of Bank Treasury functions has evolved from funding the bank’s strategy to closely supporting its businesses and clients. We help Treasurers meet the needs of their three key stakeholder groups: business lines, capital markets and regulators.

Our diverse team includes ex-regulators, industry practitioners, accountants, and treasury and capital markets professionals, collaborating to help companies achieve compliance across a range of prudential regulatory and Treasury-related areas.

We advise on the practical impact of regulatory change on Banking and Capital Markets companies, including:

• Regulatory compliance – Achieving ongoing compliance with prudential and conduct rules, preparing for PRA and FCA supervisory reviews. 
• Remediation work – Remediating issues for clients raised during PRA/FCA and ECB supervisory reviews.
• Regulatory change and implementation support – Assisting clients to analyse the impact of upcoming regulatory changes and implement regulatory change programmes across business lines and functions. 
• Major structural change – Assessing the regulatory and commercial impacts of structural change on clients’ businesses, including acquisitions, disposals and restructuring.
• Recovery and resolution – Assessing and enhancing existing recovery plans, and supporting activities to enhance resolvability.
• Securitisation – Advising on significant risk transfers, compliance with STS rules, performing investor due diligence, and optimising CLO risk retention and capital requirements.