Reorganization

Your challenges

Facing potential non-payments of the outstanding balances payable to you, your business suffers from economic difficulties resulting in liquidity constraints. Alternatively, you are a stakeholder in a business facing recurring poor performance and/or financial distress.

Benefits of engaging Deloitte

Our approach seeks to assist the stakeholder(s) of an underperforming and/or distressed business turn their operations around.

a.    Independent Business Review

Our Independent Business Reviews aim to offer solutions:

·         Providing an early detailed assessment to facilitate decision making with funders and stabilize the business;

·         Providing a turnaround/restructuring plan that includes an immediate short term cash flow strategy;

and answer key questions concerning:

·         How your business is performing?

·         What are the dynamics of the market?

·         What has gone wrong?

·         Is there a sustainable business model in place?

The output of this process provides an analysis of financial, operational, and strategic issues as well as guidance and recommendations always tailored to the specific needs of the user.

b.    Assistance in transactions with Non-Performing Loans

Your challenges

Regulatory and market pressure to improve capital positions and reduce risk-weighted assets, capital trapped by non-performing loans, as well as asset quality reviews and stress test exercises.

Benefits of engaging Deloitte

Our experience on advising multiple loan sales has shown us that while every transaction is unique, each presents a common set of challenges that we can support you with. Our support is fully flexible and tailored on your specific needs, enabling you to remain focused on your strategy and to obtain maximum value through an efficient process, whilst managing business as usual.

i.      Buy-side

Advise buyers in portfolio acquisitions and provide support for strategy development and understanding the risk profile of the envisaged loan portfolios.

ii.    Sell-side

Full service advisory to loan portfolios vendors during the entire process, from strategy and preparation, to sales execution.