Payment Services Directive – PSD2

The revised Payment Services Directive (PSD2) is legislation of the European Union that aims to facilitate innovation and competition in the financial services market by creating a level playing field for banks, emerging FinTechs and other third parties. In this way, it is designed to improve and broaden the spectrum of online financial services currently available to customers.

The Revised Payment Services Directive (PSD2) is an important step towards the implementation of a Single Euro Payments Area (SEPA). PSD2 will allow new payments actors to enter the market and extend the scope of services, thus increasing competition, with the aim of making payments more efficient, swift and secure for consumers.

This Directive establishes rules concerning:

  • the transparency of conditions and information requirements for payment services; and
  • the respective rights and obligations of payment service users and payment service providers in relation to the
  • provision of payment services as a regular occupation or business activity.

As an affected stakeholder, you face fundamental regulatory and technology challenges.


How can Deloitte help?

Deloitte can support you in your compliance and innovation efforts, through services covering:

  • Eminence
  • Strategy and impact assessment
  • IT & security
  • Regulatory support



Dejan Perić

Dejan Perić

Director, Risk Advisory

Dejan, a BA in business management, is a Director in Deloitte’s Serbian Risk Advisory – IT Risk and Controls practice with more than 17 years of professional experience. He made his career by leading ... More

Borko Mijic

Borko Mijic


Borko is a Manager in Risk Advisory team in Serbia, he is responsible for advising clients on risk advisory matters including IT Regulatory and compliance Audits, IT Assessment, Business IT Support Sy... More