How technology is threatening the traditional European retail banking model
Faced with the challenges of the financial crisis and re-regulation, retail bankers are distracted from the threat of the ‘de-banked consumer’. But banks’ core competitive advantages are being eroded – and they face some tough choices if they are to stay competitive in the digital age.
Meeting the challenge of the SSM
The next 12 months will be key for establishing the priorities and approach of the SSM.The first six months will be dominated by addressing the findings of the recently completed Comprehensive Assessment.