Funding our future
This report discusses the impact of demographics on the investment management industry. It looks at how a growing population, with greater life expectancy, creates substantial new assets to manage but also magnifies the problem of the long-term savings gap. We discuss the nature of the challenge, the hurdles to overcome, and the implications for the investment management industry.
The digital revolution is felt to be a threat by many in the insurance industry, especially following the increase of innovative new entrants and the rapid rise of comparison websites. Insurance disrupted focuses on nine applications of digital technology that could have the greatest potential to disrupt general insurance over the next ten years.
UK life insurance futures
This paper examines the major trends reshaping the UK life insurance market and outlines the options available to life insurers to take advantage of market-shaping trends.
EMEA regulatory briefing
The FCA published its 2016-17 Business Plan on 5th April. The document is shorter and less detailed than in previous years, with only a brief Risk Outlook section, and makes limited announcements of new work.
2016 Financial Services M&A Predictions
This year’s Financial Services M&A Predictions report explores the key drivers of M&A activity going forward, specifically, market disruption and technology; consolidation and growth; and regulatory change.
Senior Managers Regime
The Senior Managers Regime (SMR) and Certification Regime commenced on 7 March 2016 for banks, building societies, credit unions, and PRA-designated investment firms based in the UK (relevant firms) and for UK branches of foreign banks (relevant branches).
2016 Hot topics for IT internal audit in financial services
In this paper we explore the key planning priorities that internal audit departments should be covering in 2016.
European banks face significant risks in the retail payments market, as emerging fintech players and regulatory reforms pose new challenges. In this report, we explore the main scenarios which are likely to emerge and the strategies banks could follow to adapt to market changes.