Melissa Carruthers

Partner - Monitor Deloitte Strategy Consulting practice

Melissa Carruthers

Bay Adelaide East

8 Adelaide Street West, Suite 200




M5H 0A9

View on a map

Melissa Carruthers is a Partner within Monitor Deloitte’s Strategy Consulting practice where she is the National Life and Health Insurance Strategy and Transformation Leader in Canada. Her industry focus spans individual life, health and wealth insurance as well as Group Benefits and Group Retirement Solutions.

Melissa joined Deloitte after working a number of years as a Life and Annuities actuary in both the direct insurance as well as reinsurance industries. Her breadth of prior industry experience included roles in pricing and product development as well as corporate actuarial and biometric research. In her current role as a strategy and transformation advisor she works with a number of the leading Canadian Life and Health insurance carriers and financial institutions as they define and execute on various strategic priorities across the organization. She focuses primarily on defining future growth strategies across customers, products and distribution.

She is a frequent speaker at industry events on topics such as the future of life and health insurance and the applications of emerging technology within insurance operations. She is a Fellow of the Society of Actuaries and a Fellow of the Canadian Institute of Actuaries.

Melissa Carruthers