Our services for established PSF, improve your resilience


Our services for established PSF

Improve your resilience to face PSF challenges

The PSF industry is going strong and activity has increased over 2013. Between licences earned and withdrawn, company establishments, mergers and liquidations, the PSF sector remains dynamic. Resilience reflects the ability of PSF to adapt to a changing environment and to get back on track to growth after tackling the crisis head-on.

Today's market leaders leverage the benefits of new technologies, build and extend profitable customer relationships, generate profitable growth and build shareholder value.

Over many years, Deloitte’s PSF practice has developed its competencies and services enabling it to support and advise all types of PSF over the various stages of their development, before inception and extending throughout their existence and growth. The following services are among those available to PSF entities:

Financial, tax and regulatory services

Corporate finance


Capital market & valuation

  • Independent valuation, cross valuation, review of pricing procedures and assistance in selecting and implementing pricing
  • Trainings on financial instruments and specific valuation issues


Investment management

  • Investment compliance
  • Business compliance
  • Corporate governance



  • Direct tax services
  • VAT services
  • Tax services specific to PSF integrations and restructurings
  • Tax aspects of IFRS and other regulatory evolutions
  • Operational tax efficiency for onshore tax offering
  • Private wealth management services


Family Office

Deloitte Luxembourg, with its integrated Family Office services offer, is resolutely oriented toward the "integrated solution" service model, providing a dedicated central point of contact for Family Office related services and offering a full range of services coordinated by one team, for a seamless approach that best suits family’s needs.


ISAE 3402/SOC 1 Service organisation control reports

  • Identify your company’s most business-critical, process-based relationships
  • Pinpoint existing internal and outsourcing organization gaps in processes and controls that may increase risk


Forensic & anti-money laundering

  • AML/anti-terrorist financing
  • Fraud investigation, prevention & detection
  • Business intelligence
  • Asset tracking and recovery
  • Forensic technology
  • Dispute services



  • Liquidation process (voluntary or judiciary liquidations)
  • Tax advisory for liquidation
  • Human Capital advisory for liquidation


Payment Services Directive (PSD):

  • Support to navigate the PSD
  • Trainings
  • Application files' set up
  • Comparative analysis and project management

Accounting services


  • Accounting and reporting
  • Legal compliance
  • Tax compliance
  • Payroll and human resources related services
  • Training sessions and hotlines



  • Hotline and specialised standards studies
  • Customised trainings (from introduction to advanced)
  • Gap analysis
  • Preparation of IFRS reporting or financial statements

Audit services

External audit

  • Statutory audit
  • Regulatory advisory


Internal audit

  • Outsourcing internal audit
  • Co-sourcing services
  • Resource enhancement
  • Specialised skills
  • Internal audit function setup
  • Internal audit function review and enhancement
  • Strategic audit plan development

Human Capital, Risk & Technology services

Risk management

  • Detailed gap analysis
  • Framework development/expert review or internal audit support
  • Basel II or Liquidity Framework roll-out (implementation)
  • IT tools selection
  • Pillar II / ICAAP update


Information technology – business & risk consulting

  • IT strategy, cost reduction, and outsourcing advisory
  • Information management, business intelligence, data management, privacy and security
  • Solution design, development, testing and deployment services
  • Business integration and optimisation, project and process management
  • Extended delivery (XD): technology co-sourcing for large and long engagements
  • Business Continuity Plan/Disaster Recovery Plan (BCP/DRP)
  • IT regulatory compliance in financial sector
  • Vulnerability management, intrusion testing, incident response & forensics
  • Information Technology Audit


Human capital

  • HR transformation and technology
  • Search and selection
  • Total rewards
  • Talent management & coaching
  • Learning and development
  • Strategic change

Our PSF practice at Deloitte Luxembourg

For many years now, Deloitte Luxembourg has developed capabilities and put in place services making it possible to accompany all Professionals of the Financial Sector throughout the various stages of their development. Our approach of partnership and service delivery helps clients manage risk and enhance value, improve performance and exploit new opportunities. Our objective is to help you face the PSF industry challenges and to help our clients excel.

Deloitte has for instance launched a Knowledge Management Initiative, which pools the expertise of all our dedicated experts, cross service lines. The PSF “community”, which is part of this initiative, is dedicated to help Deloitte’s PSF clients face and meet their objectives.

The Deloitte Luxembourg PSF industry group, made up of Deloitte PSF specialists who have acquired broad industry expertise, is comprised of more than 100 professionals. This workforce encompasses industry best practices, leadership initiatives and practitioner development through trainings, conferences and academic collaborations.

Our Luxembourg PSF practice also shares information and leading practices with other Deloitte member firms all around the globe, on an ongoing basis, and makes sure that our international clients are kept up to date on domestic and international regulatory developments that impact their business.

Our PSF practice at Deloitte Luxembourg


Raphaël Charlier

Raphaël Charlier

Partner | PSF Leader

Raphaël is the PSF leader of Deloitte Luxembourg and coordinating the initiatives for the PSF Industry. He has more than 25 years of experience in auditing clients in the financial markets, including ... More