Europe’s Retail Banking Model Under Threat
Faced with the challenges of the financial crisis and re-regulation, retail bankers are distracted from the threat of the ‘de-banked consumer’. But banks’ core competitive advantages are being eroded – and they face some tough choices if they are to stay competitive in the digital age.
2015 Hot topics for IT internal audit in Financial Services
Internal audit departments in the financial services industry continue to operate against a backdrop of heightened regulatory scrutiny, emerging best practices and increasing stakeholder expectations.
Our outlook for financial markets regulation
There are grounds for cautious optimism that 2015 has the potential to be a turning point.
Senior Insurance Managers Regime
On 26 November 2014 the Prudential Regulation Authority (“PRA”) and Financial Conduct Authority (“FCA”) each published a consultation paper (“CP”) on the overhaul of the Approved Persons Regime (“APR”) for insurance and reinsurance firms in the UK including branch undertakings.
Meeting the challenge of the SSM
The next 12 months will be key for establishing the priorities and approach of the SSM.The first six months will be dominated by addressing the findings of the recently completed Comprehensive Assessment.
Seismic Shifts in Investment Management
This report explores the drivers behind fundamental changes in the UK investment management industry and weighs up what they mean in practice for UK-based global asset managers.