Digitising investment suitability
For private banks and wealth managers, investment suitability is a hot regulatory topic and should be at the heart of front-office digitisation efforts. Supervisors expect them to strive for good customer outcomes and demonstrate decision-making processes centred on understanding of customer needs.
Watch Deloitte's global financial services leaders share their views on industry trends
In this series of “DChat” discussions, Deloitte’s Global Financial Services Digital Transformation Leader, Michael Tang, discusses the dynamic transformation taking place in the financial services industry and what many organizations and consumers will need to do to keep up.
The resolvability challenge for banks
Making banks resolvable is a key part of the global response to tackle institutions deemed ‘too-big-to-fail’. As banks and resolution authorities turn in earnest to tackling impediments to resolvability, however, the complexity and magnitude of the challenge are becoming apparent.
Over the horizon: Blockchain and the future of financial infrastructure
Research from Deloitte & the World Economic Forum
The result of a project that Deloitte and The World Economic Forum worked on, this report looks at blockchain and considers the potential for distributed ledger technology to replace existing financial infrastructure,providing greater speed, accuracy and efficiency in many basic financial processes.
Winning in middle-market banking
Although many middle-market customers seem satisfied with their current banking relationships, that’s no guarantee of success in the future. Here are three strategies that can help banks sharpen their competitive positioning and compete against new players.
Enforcement actions in the banking industry
Regulators issue hundreds of enforcement actions to banks each year. Recent research sheds light on current trends in the number, type, and severity of these actions, with implications for ways that banks may be able to better anticipate and respond to them.