Services

Portfolio Lead Advisory Services

Loan portfolio solutions and transaction advice

Trusted advisor to financial institutions, government bodies and investors specialising in providing strategic and transactional solutions for non-core and non-performing exposures (NPEs), credit management businesses and lending platforms.

Deloitte’s Portfolio Lead Advisory Services (‘PLAS’) team is part of our Financial Institutions Group (‘FIG’) practice within Advisory Corporate Finance and has an outstanding reputation in the loan advisory market globally. PLAS provides strategic and transaction advice to global market participants, with long-standing expertise in loan portfolio & capital strategy, sell-side transaction preparation & execution and buy-side acquisition support.

How Deloitte can help

Our global PLAS team comprises over 120 professionals worldwide and is one of the largest teams in the market dedicated to advising clients on loan solutions and credit platforms. PLAS has significant experience in this market having acted for some of the world’s leading financial institutions and investors through the post-global financial crisis era of bank deleveraging as well as the subsequent re-leveraging cycle.

Our team has unrivalled access to global market participants and a strong transaction track-record, having advised across the asset class spectrum (consumer, mortgages, CRE, SME, large corporates, shipping, aviation, ESG, etc.) covering over €500 billion of asset face-value since 2010.

Our advisory service offering broadly covers:

  • Sell-side advisory: Full service transaction advisory to loan and credit platform owners, including asset & capital strategy, transaction preparation, pricing/structuring/analytics and deal execution.
  • Buy-side advisory: Acquisition advisory support across all stages of the investment process, including loan due diligence, portfolio modelling and pricing, business plan preparation/analysis, investment committee support and deal strategy/negotiation.
  • Strategy & solutions: Tailored advisory services including development and implementation of NPE deleveraging strategy; regulatory capital & portfolio optimisation, “bad bank” & AMC establishment, credit servicing strategy (including outsourcing) and lending platform wind-downs.

The team works together with banking specialists across Deloitte in risk advisory and consulting, as well as our FIG Corporate Finance Advisory and Balance Sheet & Ratings Advisory teams, providing a full suite of holistic banking advice services.

Our full suite of services includes, but is not limited to:

  • Loan portfolio review and strategic options analysis
  • Non-core and non-performing loan strategy & divestment execution
  • Bank capital optimisation
  • Loan portfolio segmentation, analytics and insights
  • Credit structuring and portfolio market pricing
  • Loan data integrity assessment and remediation
  • Transaction enablement and end-to-end deal execution
  • Loan due diligence and re-underwriting
  • Investment committee preparation support
  • Platform carve-outs, wind-downs and acquisition support
  • Third-party credit servicing outsourcing solutions

Our transactions and publications

We have a track record of delivering successful transactions in the global loan portfolio market.

Please see both our credentials and our recent research and publications on our PLAS Transactions and Publications page.

Further information

For more information on our services, please visit our respective FIG pages below:

Key contacts

Alok Gahrotra

Alok Gahrotra

Partner

Alok is a Partner in the Financial Institutions Group and co-heads Deloitte’s global Portfolio Lead Advisory Services practice, focused on financial institution balance sheet deleveraging strategy and... More

Arun Sharma

Arun Sharma

Partner

Arun is a Partner in the Financial Institutions Group and in Deloitte’s global Portfolio Lead Advisory Services practice, providing financial advisory services to banking clients. Prior to joining Del... More

Richard Bevan

Richard Bevan

Director

Richard is an experienced insolvency and restructuring professional with over 30 years’ experience in advising lenders and other stakeholders in relation to underperforming businesses and implementing... More

Luboslav Karkalik

Luboslav Karkalik

Director

Lubo is a Director in Deloitte’s Portfolio Lead Advisory Services business based in London. Lubo has extensive credit pricing, structuring and transaction preparation and execution experience, advisin... More

Alan Wong

Alan Wong

Director

Alan has over 10 years of experience working within the financial services sector during which time he has worked on a large number of transactions advising on the sale or acquisition of non-core or n... More

Global contacts

Jose Antonio Olavarrieta
Partner, Global Co-Head
Spain
+353 1417 2212
jolavarrieta@deloitte.es

Susana Bento
Partner
Portugal
+351 2104 2522
sbento@deloitte.pt

Hrisa Nacea
Partner
France
+331 5561 4195
hnacea@deloitte.fr

Nils-Alexander Berent
Partner
Germany
+496 9756 956929
nberent@deloitte.de

Umberto Rorai
Partner
Italy
+39 0283325056
urorai@deloitte.it

Siebe Groenveld
Partner
The Netherlands
+318 8288 8154
sgroenveld@deloitte.nl

Panayiotis Chormovitis
Partner
Greece
+302 1067 81316
pchormovitis@deloitte.gr

Balazs Biro
Partner
Central & Eastern Europe
+3614286865
bbiro@deloittece.com

Martin Reilly
Partner
Ireland
+353 1417 2212
mreilly@deloitte.ie

Thomas Mazur
Partner
Germany
+494 0320 804582
thmazur@deloitte.de

Ricardo Teixeira Marin
Partner
Brazil
+55 11 5186 1269
rimarin@deloitte.com

James Chown
Partner
Australia
+61 3 9671 7286
jchown@deloitte.com.au