Banking and Securities


Explore content

The Banking and Securities Sector in China, as in the rest of the world, faces the split challenges of balancing growth and risk with that of a continually developing and increasingly demanding market environment. New entrants, emerging technology, increasingly complex regulation and progression toward a more flexible approach to interest rates and currency policy setting place an unforeseen level of stress on all market participants.

In the face of this, our clients require carefully crafted business strategies and both practical and technical solutions for banks and securities companies to survive, yet alone excel, in both the domestic and international marketplace.

As one of the recognized leaders in providing professional services, Deloitte professionals are working with our banking and securities clients to develop and implement such strategies and solutions – we provide customized services drawn from our vast array of audit, taxation, risk compliance, regulatory and business transformation services. We focus our efforts at helping our clients combine the power of their people, their technology and their processes to lead in their markets. Our clients include state-owned banks, policy banks, joint equity banks, city and rural commercial banks as well as foreign banks operating in the Mainland and Hong Kong/Macau SAR. In addition we audit and advise a vast range of multi-national and domestic finance companies, leasing companies, securities firms and investment banks.

Supported by the Deloitte Global FSI network with strong local presence deeply rooted in China, our banking and securities teams are industry seasoned professionals who bring industry experience and knowledge combined with functional expertise to help address the complexity that today's financial institutions face.  

Featured publications

  • 2018 Banking Industry Outlook: Six themes driving banking industry trends
    For 2018 and beyond, banks must contend with multiple challenges tied to regulations, legacy systems, disruptive models and technologies, new competitors, and a restive customer base while pursuing new strategies for sustainable growth. Deloitte’s 2018 Banking Industry Outlook examines the six macro themes facing each of the industry’s five primary business segments in the coming 12-to-18 months. Firms that can address these emerging challenges and opportunities to effectively balance long-term goals with short-term performance pressures could be amply rewarded.
  • Newsletter Issue 2, 2017 - Targeted RRR reduction to promote inclusive finance
    Early evening on 30 September 2017, prior to the Chinese National Day, the People’s Bank of China (PBOC) announced to reduce the Reserve Requirement Ratio (RRR) targeted for the inclusive finance area starting from 2018.
  • Newsletter Issue 1, 2017 - Comment on deleveraging China
    China is trying to slow its credit scale and growth by deleveraging, with a focus on the high leverage of SOEs in industries with excess production capacity. To support this, the PBOC, China's Central Bank, has implemented the "half tightened policy" to adjust the monetary markets, creating funding cost increases whilst still keeping financial liquidity stable.