Business Model Transformation

Deloitte's FSI Predictions reveals how emerging trends are impacting the future of financial services.

Balancing the denominator effect

How is market volatility having an impact on real estate investment strategies? Explore our recommendations that can help rebalance real estate portfolios in the year ahead.

Discover how agents and brokers responded in Deloitte's middle-market insurance survey and why insurance carriers should reexamine their distribution approach and relationship management practices.

Survey indicates pandemic may have accelerated shifts in buyer preferences for a wider array of coverage, service, and distribution options.

The pandemic may have accelerated shifts in small-business buyer preferences for a wider array of insurance coverage, service and distribution options.

Payments firms can help facilitate the next wave of social commerce: social online payments.

Organizations that are unable to leverage alternative data’s full potential could operate at an information disadvantage, which could put them at risk of falling behind their peers.

Embedded insurance should grow exponentially over the next few years. Carriers should start partnering up to capitalize on opportunities.

Banks and payments firms will be integral to the future of real-time payments across businesses and around the world.

Organizations that are unable to leverage alternative data’s full potential could operate at an information disadvantage, which could put them at risk of falling behind their peers.

Democratizing financial advice to the mass market can be a financial inclusion and growth opportunity for financial services.

US banks are expected to continue to face high deposit costs, which will result in lower deposit betas than is typical for a declining rate environment.

Insurers will need to rethink traditional products and processes to account for the growth in autonomous trucks.

Office-to-residential conversions could become more feasible, helping alleviate corporate real estate vacancies and create more affordable housing.

How banks can leverage biometric security systems to combat the rise in synthetic identity fraud

Enhanced insurance data management can drive innovation, differentiation, and growth

How US real estate developers can balance profit with purpose and narrow the supply-demand gap by investing in affordable housing projects

Learn what trends are driving consumers toward independent agents and how carriers can maximize channel value.