Insurance

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Building a more sustainable insurance industry

How carriers can empower CSOs to tackle climate risk, diversity and inclusion, and governance transformation

It’s time for insurers to elevate the CSO role and empower sustainability leaders to drive ESG transformation on climate risk, diversity, and social equity.

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Operational
resilience for financial institutions

Implications from the European Union’s Digital Operational Resilience Act (DORA)

This article provides an overview of the trends in financial regulation and supervision related to operational resilience, summarises the DORA and discusses their implications for Japan's financial sector.

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Japan’s new insurance solvency regime

Provisional decisions on technical specifications (October 2022)

The Financial Services Agency of Japan (FSA) has been working on a new solvency regulation framework for insurers that has certain characteristics in common with the Insurance Capital Standard (ICS) that is under development by the International Association of Insurance Supervisors (IAIS).

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The future of home and motor insurance

What do customers want?

This series of papers from the Institute of International Finance and Deloitte explores how financial services firms are implementing digital transformation. We look at the challenges, enablers and partnerships to capture more value from digital transformation and ensure success.

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Group governance and recovery planning for insurers

Group governance is now one of the biggest challenges for insurers that have been operating on a group basis. Large insurance groups operating internationally are being required to develop a recovery plan.

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The future of small business insurance

What do customers want?

Small business insurance has been one of the most talked about areas of insurance over the past five years. While talk has been high, action has been low from most incumbent insurers. 

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Climate-related risk stress testing

Today’s climate crisis urges us to rethink and reinvent our economy. Businesses need to change and meet higher expectations of sustainability, and along with this, higher expectations of their approach to risk management.

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Building climate-resilient cities

Exploring the five lenses of climate action

Cities should take a multidimensional approach to climate change. Based on insights gleaned from our survey, we recommend that cities view climate action through five lenses: governance, innovation, risk reduction, operational sustainability, and climate equity.

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Climate change: Recent regulatory developments in the financial sector