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Podcast
The Regulatory Environment
Rising trends and implications for retail banking
Listen in as industry leaders discuss the different roles and spheres of influence that major financial regulatory agencies have on retail banks, their positioning with the marketplace, and their customers.
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What’s in store for retail banking
In this episode of our banking podcast, we discuss how regulatory and related macro policy trends are impacting the retail banking industry. Kristin is joined by Paul Sanford, an industry veteran of the CFPB, OCC and FDIC; and Tom Nicolosi, the consumer and retail banking leader for Deloitte's risk and financial advisory practice.
I think it's always a good idea if you're going to get into something new, you ought to be right up front with the regulators and make sure that you've laid it out for them, and you can demonstrate that you clearly understand what it is that you're doing and that they have no reservations about it.
—Paul Sanford, Independent Senior Advisor
Deloitte & Touche LLP
The relationship between the supervisor and the bank is based on trust, and once that trust is broken, it's pretty impossible to get it back. So, if you're going to get into a new area, this is a thing that can be fraught with problems. Best thing to do is start that dialogue with the regulator.
—Paul Sanford, Independent Senior Advisor
Deloitte & Touche LLP
About Branching Out
Our retail banking podcast series, Branching Out, explores trends in retail banking through conversations with leaders from across the financial ecosystem. Co-hosts Kristin Korzekwa and Bill Dworsky talk with top industry leaders to explore the topics that are top of mind in retail banking. To learn more, visit our full collection of episodes and subscribe now wherever you listen to podcasts.
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Keep in touch
Kristin Korzekwa
Consulting Managing Director | Deloitte Consulting LLP
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