Financial Services

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2023 Asia Pacific Financial Services Regulatory Outlook

Strengthening resilience in times of uncertainty

As we begin 2023, it can be useful to reflect on our outlook at the start of 2022.

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2023 insurance outlook

Global insurance industry at a crossroads to shaping long-term success

Over the last few years, most insurance carriers have demonstrated remarkable flexibility and resilience in overcoming a host of obstacles, especially the impact of the pandemic and the economic fallout from the Russia-Ukraine conflict. 

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The road to net-zero

How financial firms are moving to a low-carbon future

To avoid the worst of climate change, the scientific consensus is that greenhouse gas emissions must reach net zero by 2050. Many financial institutions have stepped up to the challenge. Here’s what they’ve discovered about what it takes to drive real-world change.

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Operational
resilience for financial institutions

Implications from the European Union’s Digital Operational Resilience Act (DORA)

This article provides an overview of the trends in financial regulation and supervision related to operational resilience, summarises the DORA and discusses their implications for Japan's financial sector.

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Regulatory developments in the global insurance sector

Vol.34: April to May 2023 (posted on 29 May 2023)

Perspectives

Banking on climate neutrality The global banking industry’s role in transitioning to a low-carbon economy.

A report from the International Banking Federation and Deloitte.

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The era of Open Banking

Five considerations for developing an Open Banking framework

In this article, we explore the five elements that will ensure Open Banking in Canada drives the most value to consumers through collaboration.

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The era of Open Banking

Five promising applications of Open Banking and how to get started today

We will discuss near-term opportunities that organizations can get started with to cultivate capabilities while generating business benefits and minimizing risks.

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The era of Open Banking

Impacts on business models

we outline five actions that can help financial-services providers create defensibility and differentiation in an open-banking milieu.

Perspectives

Tackling the challenges of the net-zero transition

How the financial services industry can boost credibility through measurement

Financial institutions have a significant role to play in advancing net-zero by 2050. This report focuses on the measurement challenges of net-zero in the financial services industry.

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Introduction to Risk Advisory Services for Financial Services Industry

Taking on new businesses and risks beyond conventional risk management

The Risk Advisory provides services allowing for appropriate risk-taking and accurate solutions to management issues, contributing to the sustained growth of companies.

Perspectives

Central Bank Digital Currencies

Building Block of the Future of Value Transfer

Central Bank Digital Currencies – An Early State of Play and an Inevitability Central Bank Digital Currencies (CBDCs) have the potential to be the most pervasive innovation in the digital and payments space which will fundamentally impact all participants in the global financial services industry.

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A moving target: Refocusing risk and resiliency amidst continued uncertainty

Findings from the global risk management survey, 12th edition

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Realizing the digital promise in financial services

This series of papers from the Institute of International Finance and Deloitte explores how financial services firms are implementing digital transformation. We look at the challenges, enablers and partnerships to capture more value from digital transformation and ensure success.

Perspectives

Bank of 2030: Transform boldly

Future of banking

Bank of 2030 highlights the challenges, opportunities, and new possibilities in the future of the banking industry.

Perspectives

The effectiveness of financial crime risk management reform and next steps on a global basis

A report from The Institute of International Finance and Deloitte

In 2019, Deloitte and the Institute of International Finance (IIF) published a white paper which lays out ways to address illicit financial flows through a combination of internationally consistent regulatory reform and an intelligence-led approach to financial crime risk management.

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Building climate-resilient cities

Exploring the five lenses of climate action

Cities should take a multidimensional approach to climate change. Based on insights gleaned from our survey, we recommend that cities view climate action through five lenses: governance, innovation, risk reduction, operational sustainability, and climate equity.

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Building a more sustainable insurance industry

How carriers can empower CSOs to tackle climate risk, diversity and inclusion, and governance transformation

It’s time for insurers to elevate the CSO role and empower sustainability leaders to drive ESG transformation on climate risk, diversity, and social equity.