Perspectives
Advanced credit risk rating platform
A launch pad for better risk management
This report explores the emergence of advanced credit risk rating platforms, leading practices for implementation, and long-term benefits for banks.
People
Binny George
Deloitte Risk & Financial Advisory
Senior Solution Advisor | Deloitte & Touche LLP
Binny is a senior solution advisor in Deloitte Risk & Financial Advisory’s Regulatory and Compliance practice. He has five years of experience in the financial services industry and has assisted large US and global financial institutions with regulatory compliance, risk management, and assessment/implementation projects.
Binny specializes in quantitative risk management including model development, validation, and governance–across Basel (II/ II.5/ III/ FRTB), Comprehensive Capital Analysis and Review (CCAR)/Stress Testing, Economic Capital, and Allowance for Loan and Lease Losses (ALLL).
Binny’s experience includes implementing end-to-end CCAR reporting process, portfolio forecasting and stress testing, econometric modeling, scenario development, regulatory capital calculation, and reporting.