Perspectives
Advanced credit risk rating platform
A launch pad for better risk management
This report explores the emergence of advanced credit risk rating platforms, leading practices for implementation, and long-term benefits for banks.
People
Lakshmanan (Bala) Balachander
Principal | Deloitte Risk and Financial Advisory
Bala focuses on large-scale risk transformation programs for Deloitte & Touche LLP with emphasis on capital strategy and management, Basel II/III Accords, CCAR/stress testing, liquidity risk, and selected Dodd-Frank Wall Street Reform and Consumer Protection Act requirements. He also focuses on credit risk management with emphasis on commercial portfolios, asset backed lending, and securitizations. Bala’s areas of emphasis include risk infrastructure, data management, and data governance.
Related content
Perspectives
Securitization accounting: Tenth edition
The tenth edition of this long-standing publication contains information about the most up-to-date market developments around securitization accounting.
Perspectives
Implementing risk transformation in financial services
Data, analytics, and technology are foundational elements in risk transformation, which also involves strategy, governance and culture, and business and operating models.