The world now is very different than the world of two years ago, and it seems as though whenever a step toward any sense of stability is taken, new and unforeseen risks take us two steps back. Social and environmental movements have transformed the expectations of corporate responsibility, while game-changing technologies evolve centuries-old financial systems, bringing with them new competitors. At the same time that leaders are navigating this complex business environment, emerging agency priorities and evolving business models are expanding on the regulatory perimeter. As regulators race to keep pace with an evolving industry, they continue to focus on their core missions of protecting consumers and safeguarding financial and operational stability.