Stay ahead of change with our regulatory outlooks

This annual series provides a forward look at some of the regulatory trends we anticipate will likely have a significant impact on the market and our clients’ businesses in 2020. The issues outlined in each of the reports provide a starting point for an important dialogue about future regulatory challenges and opportunities to help executives stay ahead of evolving requirements and trends. For 2020, we provide our regulatory perspectives on the following industries and sectors: banking; capital markets; energy;  health care, insurance; investment management; and life sciences.

We hope you find this document a helpful resource as you plan for 2020 and the regulatory changes it may bring. Please feel free to contact us with questions and feedback. 

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Banking

The 2020 regulatory outlook for banking highlights profound changes in the regulatory environment, including concerns related to technological innovation, data privacy, leadership accountability, and sustainability. For many banks, these disruptive factors may require new business models that enable them to navigate the changing regulatory landscape with greater flexibility.

Our 2020 banking regulatory outlook covers:

• The new age of tailoring by bank regulators
• Governance frameworks
• Shift to nonfinancial risk
• Optimizing across three lines of defense
• Operational resilience
• Cybersecurity and privacy
• Third-party risk management
• Technology: modernizing and innovating
• Other important regulatory topics

Explore the outlook for detailed insights on the regulatory concerns we’re tracking in 2020. Visit us throughout the year to explore new thought leadership and content.

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Capital markets

In 2020, capital markets firms will need to prepare for a number of fast-approaching deadlines, including the London Interbank Offered Rate (LIBOR) transition, the final Volcker Rule, and the consolidated audit trail (CAT). Leveraging leading compliance practices and technologies can help capital markets firms better navigate a continuously evolving regulatory landscape to stay competitive.

Our 2020 capital markets regulatory outlook covers:

• Conduct risk
• Explore top capital markets regulatory trends LIBOR transition: Time is running out
• Uncleared margin requirements
• Digital contract management
• Reimagining the future of securities operations
• Regulation Best Interest (Reg BI)
• Market infrastructure and resiliency
• Consolidated Audit Trail (CAT)
• Volcker 2.0
• Security-based swap dealer capital, margin, and segregation rules
• Intraday liquidity
• Global liquidity optimization
  

Explore the outlook for detailed insights on the regulatory concerns we’re tracking in 2020. Visit us throughout the year to explore new thought leadership and content.

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Energy

Evolving threats, along with new laws and regulations, are adding complexity in the energy industry. That’s why it’s especially important for organizations to keep advancing their regulatory, legal, and compliance functions and practices. Understanding the regulatory trends and anticipating their impact will help companies comply with and manage what’s ahead.

Our 2020 energy regulatory outlook covers:

• Regulation in the digital age

• Digitization of regulatory compliance processes

• Cybersecurity

• NERC CPI compliance

• Privacy

• Digitized testing and controls automation

• Supply chain

• Know Your Counterparty (KYC)

• DOJ guidance on compliance programs

Explore the outlook for detailed insights on the regulatory concerns we’re tracking in 2020. Visit us throughout the year to explore new thought leadership and content.

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Insurance

The 2020 insurance regulatory outlook highlights the key regulatory trends facing insurance companies in the coming year ¾^th from sales conduct standards and data privacy to enterprise fraud management and third-party oversight. Harnessing leading compliance practices and technologies can help insurers better navigate an evolving regulatory landscape and potentially create competitive differentiation.

Our 2020 insurance regulatory outlook covers:

• Privacy compliance with data management upgrades
• Best interest industry sales standards
• Market conduct
• Fraud
• Conduct risk
• Development of capital standards for US insurers
• Impact of international regulatory trends on US regulations
• Third-party risk management

Explore the outlook for detailed insights into the regulatory concerns we’re tracking in 2020. We’ll be adding new content throughout the year, so check back for developing trends.

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Investment management

The investment management industry will face a spate of regulatory challenges in 2020, from the scrutiny of their data privacy and security practices to a stronger focus on data analytics. Staying abreast of emerging regulatory trends can help firms comply and stay competitive.

Our 2020 investment management covers:

• Regulation Best Interest (Reg BI)
• SEC hot topics and looking ahead to 2020
• Cybersecurity
• Proactive risk identification and mitigation
• Enterprise risk management

Explore the outlook for detailed insights on the regulatory concerns we’re tracking in 2020. Visit us throughout the year to explore new thought leadership and content.

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Life sciences

The life sciences industry will face a host of regulatory challenges in 2020, from drug pricing transparency to fast-moving technology innovations. Taking a broader, strategic view of compliance activities—and integrating them with a company’s overall business strategy—will be critical.

Our 2020 life sciences regulatory outlook covers:

• Drug pricing: More reporting, more oversight
• Digital health technology and software as a medical device
• Patient and reimbursement support roles
• Interaction with health care providers
• M&A
• Using artificial intelligence in compliance management
• Additional regulations and trends

Explore the outlook for detailed insights on the regulatory concerns we’re tracking in 2020. Visit us throughout the year to explore new thought leadership and content.

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Look again

In today’s rapidly evolving marketplace environment, key business issues are converging with impacts felt across multiple industry sectors. What are the key trends, challenges, and opportunities that may affect your business and influence your strategy? Look for more perspectives and insights from some of Deloitte’s forward thinkers. 

Discover more Industry Outlooks.

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