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The ecosystem imperative: Looking at the impact of ecosystems across the financial services industry
The digital transformation of financial services organizations has led to a deeper sense of collaboration, competition, and innovation across sectors. As these businesses continue to connect and transform, the Institute of International Finance (IIF) and Deloitte have been working with both public and private institutions to gain a better understanding of where these developing ecosystems fit into the industry. Explore the findings in two reports that cover the move from open banking to open data, as well as the rising importance of embedded finance.
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Accelerating digital transformation in banking and capital markets with industry clouds
The market for industry clouds is expanding at a rapid clip. For the banking and capital markets (B&CM) industry, it’s perhaps still just a buzzword, but may be a phenomenon worth considering since it can potentially unlock greater value from banks’ digital transformation initiatives.
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Life and annuity insurers consider the path less traveled
Core-system modernization is becoming table stakes
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People hedge. People assume. People forget. Their bodies don’t.
Harnessing neuroscience to get to the truth
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A look at super-apps in the United States
In breaking down the barriers between user interactions and transactions, super-apps meld experiences previously treated as distinct. In this three-part series, we look at the impact these apps and their development will have on Western markets and consumers.
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Do bots understand risk?
A financial institution addresses what AI does when no one is looking
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Beneath the Surface: Technology-driven systemic risks and the continued need for innovation
The accelerated adoption of technology in financial services is giving rise to new sources of risk, which can accumulate across the ecosystem to form systemic risks. These risks are often difficult to interpret and anticipate, and hence, not easily mitigated.
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Buy vs. build for banking technology
The decision to buy (vs. build) banking technology is more compelling than ever. An actionable road map for digital transformation based on learnings from the financial industry.
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Realizing the digital promise in financial services
Disruptive forces—like open data, changing customer expectations, disintermediation of the value chain, and more—continue to shape the future of financial services. Many financial institutions are embracing digital innovation to help them tackle these shifting market dynamics.
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Forging new pathways: The next evolution of innovation in financial services
This report explores the multiplicative impacts that emerging technologies will have on the financial services industry when they are clustered together and deployed strategically against key business challenges.
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Banking on better service
The will to modernize banking, innovate, and offer customers a better lending experience was already there. Then Regions found the unified technology platform it needed to make working with—and for—the bank faster and easier.
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The rise of newly empowered retail investors
Recent dynamics in retail investing suggest that there is an emerging class of individual retail investors with distinctive motivations and behaviors. Here, we take a closer look at the factors that contributed to the rise of these empowered investors and what they mean for financial institutions.
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Making the investment decision process more naturally intelligent
As the investment management industry increasingly adopts AI solutions, new technologies—including natural language processing—are helping investment analysts with their most “human” responsibilities, including making investment decisions.
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The future of AI in banking
To reap the full benefits of new artificial intelligence and machine learning technologies, banks must move beyond the hype and consider the practical applications of AI. Discover use cases for mainstream deployment of AI in banking and how to enable successful implementation.
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Digital transformation hits core banking
As banks move to digitize their core banking platform, they need to consider how quickly they want to bring about change and understand the implications of their modernization journey. Our report explores five options for banks to consider as they implement their core banking transformations.
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Tackling data fragmentation to modernize legacy technology
Legacy platforms hold important data. But fragmentation often requires companies to direct large portions of their budgets to solving data challenges, rather than focusing on business needs. Explore five areas where big data in asset management can help you get started on transformational initiatives, while staying within a realistic IT budget.
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The rise of the exponential underwriter
As the insurance industry adapts to shifting market conditions, some roles will likely need to be transformed as well. Learn how insurers could multiply value creation by modernizing the underwriting function now.
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Regional banking technology and cloud adoption
Regional banks play a vital role in the US financial ecosystem. But these days, they’re playing from behind—at least when it comes to their IT infrastructure. One key area that constrains them is cloud and technology infrastructure. How can regional banking institutions evolve their technology to compete with industry heavyweights?
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Reshaping the cybersecurity landscape
Cybersecurity for financial institutions was critical before COVID-19 hit—and likely even more so now. Deloitte and FS-ISAC survey reveals why firms may need to prioritize and reinvest in cyber protection programs.
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Financial services: Managing risk to get fit for a digital future
Financial services firms need to manage digital risk, to deliver a better customer experience, make firms fit for the future, and to create a more resilient financial services ecosystem.
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Redesigning customer privacy programs to enable value exchange
Privacy is a two-sided coin for financial services firms. On one side: formidable challenges. The other: untapped opportunities. Learn how firms can flip the coin to build value and engender more consumer trust.
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