Deloitte Center for Regulatory Strategy, US

Anticipate and respond to regulatory developments

Financial institutions continue to deal with a fragmented regulatory framework, even as policy makers advance proposals related to headline-dominating trends. The Deloitte Center for Regulatory Strategy is your resource for understanding the strategic impact of regulatory developments in the US financial services industry, so you can respond to them with confidence.

Watch video
Watch video

${column-img-description}

From a policy and regulatory perspective, 2023 continues to be a challenging year for blockchain and digital assets in the United States. Federal regulators have taken decisive actions to confront the industry with little response from Congress.

${column-img-description}

On August 23, 2023, the Securities and Exchange Commission (SEC) adopted significant new rules for private fund advisers.

From digital transformation to environmental, social, and governance concerns, regulators are turning their attention to a host of emerging priorities. Stay abreast of key developments with insights from our team.

The financial services industry is looking at an ambitious regulatory agenda. Whether you’re in banking and capital markets, investment management, or insurance, we navigate the issues for you here.

Policymakers are acknowledging the roles that consumer trust and expanded financial access play in promoting economic stability and growth. See where you stand amid the ongoing wave of regulatory initiatives to address these evolving topics.

Climate resiliency. Net-zero emissions. The energy transitions. With the pace of climate and sustainability-related rulemaking picking up in Washington, our team helps you bring it all into focus.

Digital assets have entered the regulatory spotlight. As authorities sort out the details, follow us for updates on the direction agencies are taking and what you can do to gauge the implications for your organization.

To curb the growing threat of cyber incidents and breaches, regulators are updating their approach. What does it mean for your cyber risk management strategy? We unpack the issues as new rules come online.

The Deloitte Center for Financial Services provides insight and research to assist senior-level decision makers at banks, capital markets firms, investment managers, insurance carriers, and real estate organizations.

CFPB seeks to expand federal oversight for digital wallets and payment providers

Learn more

FSOC regulatory framework for nonbank financial companies

Learn more

Banking agencies finalize principles for climate-related financial risk management

Learn more

The Climate Corporate Data Accountability Act (SB-253)

Learn more

Agencies modernize the Community Reinvestment Act (CRA)

Learn more

Climate risk regulatory developments: November 2023

Learn more

Colorado’s watershed AI regulation and proposed testing rule for life insurers

Learn more

CFPB proposed open banking rule “accelerates the shift”

Learn more

NYDFS remakes coin listing guidance

Learn more

FDIC focuses on bank boards for governance and risk enhancements

Learn more

NAIC update: 2023 Summer National Meeting

Learn more

Digital Assets Banking and Capital Markets Regulatory Digest - October 2023

Learn more

Climate risk regulatory developments: October 2023

Learn more

Proposed changes to bank capital and the impact on regulatory reports

Learn more

Federal banking agencies propose new resolution planning requirements

Learn more

Federal banking agencies propose new long-term debt requirement

Learn more

Intersection of Section 1071 and proposed Community Reinvestment Act (CRA)

Learn more

The next chapter in CAT (Consolidated Audit Trail) compliance and enforcement

Learn more

NAIC’s Consumer Privacy Protection Model Law #674

Learn more

SEC enhances regulation of private fund advisers

Learn more

Climate risk regulatory developments: September 2023

Learn more

The FIO calls on states, NAIC to increase their climate-risk capabilities

Learn more

Federal Reserve Board establishes Novel Activities Supervision Program

Learn more

US Basel III Endgame: Key changes, impacts and where to begin

Learn more

Dark patterns: Considerations for Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) programs

Learn more

Climate risk regulatory developments: July 2023

Learn more

NAIC Update: Spring Meeting 2023 in Louisville

Learn more

Climate risk regulatory developments: June 2023

Learn more

CFPB's final rule implementing Section 1071 of the Dodd-Frank Act

Learn more

Financial Inclusion Digest – August 2022

Learn more

Digital Assets Banking and Capital Markets Regulatory Digest - June 2023

Learn more

Climate risk regulatory developments: May 2023

Learn more

Engaging with stablecoins?

Learn more

Climate risk regulatory developments: April 2023

Learn more

Climate risk regulatory developments: March 2023

Learn more

Enhanced data collection for repurchase transactions

Learn more

Transforming compliance risk metrics

Learn more

Banking regulators reinforce wall for banking involvement in crypto assets

Learn more

Climate risk regulatory developments: January 2023

Learn more

Banking regulators requiring review of digital asset products

Learn more

Climate risk regulatory developments: December 2022

Learn more

Climate risk regulatory developments: November 2022

Learn more

CFPB to finalize Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act

Learn more

Bipartisan House bill proposes federal framework for payment stablecoins

Learn more

Climate risk regulatory developments: October 2022

Learn more

The Federal Deposit Insurance Corporation (FDIC) heightens its enforcement of the Federal Deposit Insurance (FDI) Act

Learn more

Climate risk regulatory developments: September 2022

Learn more

Digital assets policy primer: Fall 2022

Learn more

CFPB prioritizes anti-discrimination and ECOA compliance: what lenders need to know

Learn more

Community Reinvestment Act and Digital Banking Activities

Learn more

CFPB’s Supervisory Highlights - Spring 2022

Learn more

SEC Issues Cyber Rule Proposal for Advisers and Funds | Deloitte US

Learn more

SEC and FINRA publish 2022 exam priorities

Learn more

Playing catch-up: The FDIC takes first step to modernize the Bank Merger Act

Learn more

Cryptocurrency notification protocols and readiness

Learn more

Tiering introduced for for US Payments System Access

Learn more

SEC approves short interest reporting proposal

Learn more

Climate risk regulatory developments in financial services issue 11 - April 2022

Learn more

Federal reserve proposes framework for insurance holding company supervision

Learn more

New layer to crypto policy emerges with digital assets executive order

Learn more

Stablecoin regulatory update and enchanced framework

Learn more

Product risk management top of mind for banking regulator

Learn more

FR 2052a—Final Reporting Requirements

Learn more

Climate risk regulatory developments: July 2022

Learn more

Financial Stability Oversight Council (FSOC) identifies climate change as an emerging and increasing threat to financial stability

Learn more

IIF & Deloitte - The effectiveness of financial crime risk management reform and next steps on a global basis

Learn more

Banking and Capital Markets

Explore more

Investment Management

Explore more

Insurance

Explore more

Buy Now, Pay Later's evolving regulatory landscape

Learn more

Financial Inclusion Digest - May 2022

Learn more

CFPB expands UDAAP definition to include discrimination

Learn more

CFPB is refocusing priorities on nonbanks

Learn more

SEC releases "Meme Stock" report

Learn more

CFPB's "Prioritized Assessments" to examine pandemic-related consumer risk

Learn more

How can paytech companies manage Paycheck Protection Program risks?

Learn more

Climate risk regulatory developments: July 2022

Learn more

Climate risk regulatory developments: June 2022

Learn more

Federal Reserve Bank of New York researchers publish stress test model for climate transition risk

Learn more

NYDFS outlines expectations for managing climate risks

Learn more

Digital Asset Banking and Capital Markets Regulatory Digest - May 2022

Learn more

Cryptocurrency notification protocols and readiness

Learn more

Stablecoin regulatory update and enchanced framework

Learn more

DeFi deciphered: Navigating disruption within the financial services

Learn more

Digital Asset Banking and Capital Markets Regulatory Digest - November 2021

Learn more

So, You Want to Be a Stablecoin Issuer?

Learn more

Digital Asset Banking and Capital Markets Regulatory Digest - October 2021

Learn more

Central Bank Digital Currencies (CBDC): Regulatory and policy considerations in the US

Learn more

NYDFS seeks to prototype real-time regulatory reporting for virtual currency firms

Learn more

So, You Want to Be a Crypto Bank?

Learn more

OCC clarifies treatment of stablecoin reserves

Learn more

FFIEC Guidance on Authentication and Access to Financial Institution Services and Systems

Learn more

FFIEC issues Architecture, Infrastructure and Operations Booklet

Learn more

Center for Financial Services

Learn more

Insert Custom HTML fragment. Do not delete! This box/component contains code that is needed on this page. This message will not be visible when page is activated.
+++ DO NOT USE THIS FRAGMENT WITHOUT EXPLICIT APPROVAL FROM THE CREATIVE STUDIO DEVELOPMENT TEAM +++

Get in touch

Get in touch

Contact us

Connect with us for more insights to help you adapt to regulatory developments.

 
 
 
 
 
 
  Yes         No

Site-within-site Navigation. Do not delete! This box/component contains JavaScript that is needed on this page. This message will not be visible when page is activated.

Insert Custom HTML fragment. Do not delete! This box/component contains code that is needed on this page. This message will not be visible when page is activated.
+++ DO NOT USE THIS FRAGMENT WITHOUT EXPLICIT APPROVAL FROM THE CREATIVE STUDIO DEVELOPMENT TEAM +++